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Open banking, PSD2 and the urgent need for banks to “think differently”


On Saturday, the second EU Payment Services Directive (PSD2) came into force on most of the continent, forcing banks and payment companies to share data with third parties (if their customers agree).

(As a customer of NatWest Bank for over 25 years, I’m sure of one thing. In all that time, I don’t remember the bank offering me anything interesting beyond a few core banking services. Perhaps more dynamic organizations will use my data to create it new and attractive …



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