The EBA warns banks of an obvious threat from fintech

We all know, but the European Banking Authority (EBA) has released its roadmap warning banks to face the fintech threat.

The EBA assessed the risks and opportunities in two publications, “Report on regulatory risks and opportunities for fintech institutions” and “Report on the effects of fintech on the business models of established credit institutions”.

It states: “Potential risks can arise for established companies that are unable to react …

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